> ## Documentation Index
> Fetch the complete documentation index at: https://docs.breet.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Add Bank

> This adds a validated NGN or GHS bank to your integration



## OpenAPI

````yaml /api-reference/openapi.json post /payments/banks/add
openapi: 3.0.0
info:
  title: BREET PUBLIC API
  version: 1.0.0
  license:
    name: Proprietary
    url: https://breet.io/terms
servers:
  - url: https://api.breet.io/v1
security:
  - appId: []
    appSecret: []
    breetEnv: []
tags:
  - name: Crypto Wallet
    description: Generate and manage crypto wallet addresses for receiving deposits.
    x-group: Wallets and Deposits
  - name: Withdrawals
    description: >-
      ## Withdrawals


      To help protect your funds, withdrawals support an additional security
      layer through **IP whitelisting**.


      ### IP Whitelisting


      When IP whitelisting is enabled, all withdrawal requests must originate
      from an approved IP address. Any withdrawal request coming from an IP not
      on the whitelist will be automatically blocked.


      You can add up to **7 IP addresses** from your dashboard.


      This feature is recommended for:


      - Production servers
          
      - Preventing unauthorized withdrawal attempts
          

      ### How it works


      - Enable IP whitelisting from your dashboard
          
      - Add up to 7 trusted IP addresses
          
      - Only requests from those IPs will be allowed to initiate withdrawals
          

      If IP whitelisting is disabled, withdrawals can be initiated from any IP
      address.
  - name: Banks
    description: List, validate, add, and remove bank accounts for fiat withdrawals.
  - name: Transactions
    description: Retrieve deposit and trade transaction history.
  - name: Webhooks
    description: >-
      Inspect and retry **outgoing** webhooks we send to your server (trade and
      withdrawal events). Requires an active integration with API access (VIP
      partners). For **incoming** payload shapes and verification, see the
      Webhooks guide in the Guides tab.
  - name: Assets
    description: >-
      Retrieve the list of supported deposit/sell assets and their
      configuration.
  - name: Rates and Prices
    description: >-
      Get live market prices and calculate conversion rates. These endpoints are
      public and do not require authentication.
  - name: Account
    description: Retrieve and update integration account details and preferences.
  - name: Testing
    description: Endpoints for testing your integration in development.
  - name: Conversion
    description: >-
      Convert between USD and local fiat (NGN | GHS). Available for both user
      and integration (business) flows.
  - name: Wallet addresses
    description: >-
      Add and remove withdrawal (payout) wallet addresses. If the same address,
      network, and token are sent with a different label, the existing address
      is updated.
paths:
  /payments/banks/add:
    post:
      tags:
        - Banks
      summary: Add Bank
      description: This adds a validated NGN or GHS bank to your integration
      operationId: addBank
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
                - id
                - accountNumber
              properties:
                id:
                  type: string
                  description: The bank ID from the Fetch Bank List endpoint.
                  example: '39'
                accountNumber:
                  type: string
                  description: The bank account number to add.
                  example: '3154021148'
                currency:
                  type: string
                  description: >-
                    Optional. The bank account currency (ngn or ghs) should
                    match the currency of the selected bank ID. If omitted,
                    defaults to your business's operating country currency.
                  example: ngn
                narration:
                  type: string
                  description: >-
                    Optional narration that appears on the bank statement for
                    withdrawals (max 32 characters).
                  example: Breet withdrawal
      responses:
        '200':
          description: Bank added successfully
          content:
            application/json:
              example:
                message: bank added
                success: true
                data:
                  id: 69737920df8b52679a8b198e
                  account: 69547e78ab637caab7d7839c
                  user: 68ca0d24604d65932aac2fc8
                  accountName: CHIROMA AHMED OLABANJI
                  accountNumber: '3154021148'
                  autoSettlement: false
                  bankId: '39'
                  bankName: United Bank For Africa
                  createdAt: '2026-01-23T13:35:27.948Z'
                  currency: ngn
                  disabled: false
                  integration: 692d994b7ca6e4da422363fb
                  isBusiness: true
                  narration: Breet withdrawal
                  type: nuban
                  updatedAt: '2026-01-23T13:35:27.948Z'
                meta: {}
                summary: {}
                stats: {}
        '400':
          description: Bank cannot be added
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                alreadyExists:
                  summary: Bank account already on file
                  value:
                    success: false
                    message: account already exists.
                    meta: {}
                    errors: []
                    data: {}
                maxBanks:
                  summary: Maximum bank limit reached
                  value:
                    success: false
                    message: you cannot add more than 3 banks
                    meta: {}
                    errors: []
                    data: {}
                needsVerification:
                  summary: Bank verification is required first
                  value:
                    success: false
                    message: you have to verify your bank to add a bank
                    meta: {}
                    errors: []
                    data: {}
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
        '500':
          $ref: '#/components/responses/InternalServerError'
components:
  schemas:
    ErrorResponse:
      type: object
      required:
        - success
        - message
      properties:
        success:
          type: boolean
          enum:
            - false
        message:
          type: string
        meta:
          type: object
        errors:
          type: array
          items:
            type: object
        data:
          type: object
  responses:
    Unauthorized:
      description: Invalid or missing API credentials
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            notAuthenticated:
              summary: Missing credentials
              value:
                success: false
                message: you're not authenticated
                meta: {}
                errors: []
                data: {}
            wrongCredentials:
              summary: Invalid app ID or secret
              value:
                success: false
                message: wrong app id and secret combination
                meta: {}
                errors: []
                data: {}
    ValidationError:
      description: >-
        Request validation failed — check the errors array for field-level
        details
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            message: validation errors
            meta: {}
            errors:
              - message: Invalid value
                field: amount
                location: body
            data: {}
    InternalServerError:
      description: An unexpected server error occurred
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            message: something went wrong!
            meta: {}
            errors: []
            data: {}
  securitySchemes:
    appId:
      type: apiKey
      in: header
      name: x-app-id
      description: Your application ID from the Breet dashboard
    appSecret:
      type: apiKey
      in: header
      name: x-app-secret
      description: Your application secret from the Breet dashboard
    breetEnv:
      type: apiKey
      in: header
      name: X-Breet-Env
      description: 'Environment selector: development or production'

````