> ## Documentation Index
> Fetch the complete documentation index at: https://docs.breet.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Convert Fiat to USD

> Convert local fiat (NGN or GHS) balance to USD. Optionally provide a withdrawal address ID to automatically withdraw the converted USD to that address.



## OpenAPI

````yaml /api-reference/openapi.json post /payments/fiat-to-usd
openapi: 3.0.0
info:
  title: BREET PUBLIC API
  version: 1.0.0
  license:
    name: Proprietary
    url: https://breet.io/terms
servers:
  - url: https://api.breet.io/v1
security:
  - appId: []
    appSecret: []
    breetEnv: []
tags:
  - name: Crypto Wallet
    description: Generate and manage crypto wallet addresses for receiving deposits.
    x-group: Wallets and Deposits
  - name: Withdrawals
    description: >-
      ## Withdrawals


      To help protect your funds, withdrawals support an additional security
      layer through **IP whitelisting**.


      ### IP Whitelisting


      When IP whitelisting is enabled, all withdrawal requests must originate
      from an approved IP address. Any withdrawal request coming from an IP not
      on the whitelist will be automatically blocked.


      You can add up to **7 IP addresses** from your dashboard.


      This feature is recommended for:


      - Production servers
          
      - Preventing unauthorized withdrawal attempts
          

      ### How it works


      - Enable IP whitelisting from your dashboard
          
      - Add up to 7 trusted IP addresses
          
      - Only requests from those IPs will be allowed to initiate withdrawals
          

      If IP whitelisting is disabled, withdrawals can be initiated from any IP
      address.
  - name: Banks
    description: List, validate, add, and remove bank accounts for fiat withdrawals.
  - name: Transactions
    description: Retrieve deposit and trade transaction history.
  - name: Webhooks
    description: >-
      Inspect and retry **outgoing** webhooks we send to your server (trade and
      withdrawal events). Requires an active integration with API access (VIP
      partners). For **incoming** payload shapes and verification, see the
      Webhooks guide in the Guides tab.
  - name: Assets
    description: >-
      Retrieve the list of supported deposit/sell assets and their
      configuration.
  - name: Rates and Prices
    description: >-
      Get live market prices and calculate conversion rates. These endpoints are
      public and do not require authentication.
  - name: Account
    description: Retrieve and update integration account details and preferences.
  - name: Testing
    description: Endpoints for testing your integration in development.
  - name: Conversion
    description: >-
      Convert between USD and local fiat (NGN | GHS). Available for both user
      and integration (business) flows.
  - name: Wallet addresses
    description: >-
      Add and remove withdrawal (payout) wallet addresses. If the same address,
      network, and token are sent with a different label, the existing address
      is updated.
paths:
  /payments/fiat-to-usd:
    post:
      tags:
        - Conversion
      summary: Convert Fiat to USD
      description: >-
        Convert local fiat (NGN or GHS) balance to USD. Optionally provide a
        withdrawal address ID to automatically withdraw the converted USD to
        that address.
      operationId: fiatToUsd
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
                - amount
              properties:
                amount:
                  type: number
                  description: Amount in local fiat (NGN or GHS) to convert to USD.
                  example: 50000
                pin:
                  type: string
                  description: >-
                    Transaction PIN (required when withdrawalAddressId is
                    provided).
                withdrawalAddressId:
                  type: string
                  description: >-
                    ID of a saved withdrawal address. If provided, the converted
                    USD is withdrawn to this address; PIN is required.
                  example: 6932dc98c2ceccdea367388a
            examples:
              conversion:
                summary: Conversion
                value:
                  amount: 50000
              conversionWithWithdrawal:
                summary: Conversion with withdrawal
                value:
                  amount: 50000
                  pin: '1234'
                  withdrawalAddressId: 6932dc98c2ceccdea367388a
      responses:
        '200':
          description: Conversion (and optional withdrawal) completed successfully
          content:
            application/json:
              example:
                message: conversion completed
                success: true
                data: {}
                meta: {}
                summary: {}
                stats: {}
        '400':
          description: Bad request (e.g. duplicate, invalid amount)
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          description: Conversion disabled or insufficient balance
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                success: false
                message: insufficient balance
                meta: {}
                errors: []
                data: {}
        '404':
          description: Withdrawal address not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                success: false
                message: withdrawal address not found
                meta: {}
                errors: []
                data: {}
        '422':
          $ref: '#/components/responses/ValidationError'
        '500':
          $ref: '#/components/responses/InternalServerError'
components:
  schemas:
    ErrorResponse:
      type: object
      required:
        - success
        - message
      properties:
        success:
          type: boolean
          enum:
            - false
        message:
          type: string
        meta:
          type: object
        errors:
          type: array
          items:
            type: object
        data:
          type: object
  responses:
    Unauthorized:
      description: Invalid or missing API credentials
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            notAuthenticated:
              summary: Missing credentials
              value:
                success: false
                message: you're not authenticated
                meta: {}
                errors: []
                data: {}
            wrongCredentials:
              summary: Invalid app ID or secret
              value:
                success: false
                message: wrong app id and secret combination
                meta: {}
                errors: []
                data: {}
    ValidationError:
      description: >-
        Request validation failed — check the errors array for field-level
        details
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            message: validation errors
            meta: {}
            errors:
              - message: Invalid value
                field: amount
                location: body
            data: {}
    InternalServerError:
      description: An unexpected server error occurred
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            message: something went wrong!
            meta: {}
            errors: []
            data: {}
  securitySchemes:
    appId:
      type: apiKey
      in: header
      name: x-app-id
      description: Your application ID from the Breet dashboard
    appSecret:
      type: apiKey
      in: header
      name: x-app-secret
      description: Your application secret from the Breet dashboard
    breetEnv:
      type: apiKey
      in: header
      name: X-Breet-Env
      description: 'Environment selector: development or production'

````